When judges behave unconstitutionally they aint judges McAllister. But then something unexpected happens: It turns out that Kessler is supposed to be foreclosing on her today, but he doesnt have her folder. A year ago, the nonprofit watchdog Floridians for Honest Lending (FHL) reported Gundersen always rules against homeowners who try to fight foreclosures that rely on illegal robo-signed documents. In September, lenders nationwide took over a record 102,134 properties; that same month, more than a third of all home sales were distressed properties. When you fall behind, your bank falls behind, too. Some even borrowed knowing they would never be able to pay off their debt, either hoping to flip their houses right away or taking on mortgages with low initial teaser rates without bothering to think of the future. While the bank may call it confession of error pic.twitter.com/GKtTuzJNev, LawsInTexas (@lawsintexasusa) November 4, 2021, Coopers file contains a total of $371 in fees for process service, including one charge of $55 for an attempt to serve process on an unknown tenant.. They became best friends, began dating, and Released in May, the report got scant attention until Miami-Dade Circuit Judge Beatrice Butchko took the dramatic step of holding Bank of America, the Bank of New York Mellon and their lawyer in contempt for failing to answer questions about possible fraud in a foreclosure case. Theyre left with a home they can NO longer afford and dont have the funds to rent or purchase another home. They didnt feel like they had a fair shake at presenting their evidence.. If the court finds for the defendant, the plaintiffs just refile, says Parker, the local attorney. @WSJ @nytimes @Reuters @SupremeCourt_TX @flcourts #txlege #appellatetwitter pic.twitter.com/ORqzoqOuaP, LawsInTexas (@lawsintexasusa) November 20, 2021. This becomes evident after Kowalski leaves the room. Required fields are marked *. About Us| If experience matters, foreclosure Judge Gundersen may lose race Andrea Gunderson Email & Phone Number - Legal D.. | ZoomInfo Clearly, from court records, whats on the documents are stamps. If youre going to lie to me, at least lie well.. Representing herself, the wife presented evidence that the husband vowed to put bullets in her head and stalked her with his car, driving menacingly near her. The consultant isnt advising Alperstein or Gundersen. The key here isnt this individual judge its the notion that these hearings are not and should not be entirely public. What he discovered was that the official who had sworn to having personal knowledge of the case was, in fact, just a robo-signer who had signed off on the file without knowing anything about the actual homeowner or his payment history. Jamerican says: July 25th, 2013 at 11:22 am Which wasnt exactly the kind of modification she was hoping for, given that her original monthly payment was $840. But the banks sold the securities based on these pools of mortgages as AAA-rated gold anyway. (Well, more than two, actually, but lets just stick to the two big ones.). The second reason the whole they still owe the fucking money thing is bogus has to do with the changed incentives in the mortgage game. Judge Andrea Ruth Gundersen | Trellis With this subscription you will receive unlimited access to high quality, online, on-demand premium content from well-respected faculty in the legal industry. Readers should bear these factors in mind when considering such statements and should not place undue reliance on such statements. Each complaint filed by the banks attorneys is linked in the second column. This second phase of unlawful foreclosures will now be at the hands of LLCs created solely for the purpose of falsely claiming to be a servicer of a non-existing loan to recover hundreds of thousands at foreclosure sales. PLEASE MAKE YOUR VOICES HEARD. She was reassigned from Family Court and does not have prior experience in foreclosure litigation. I have spoken to the Sun Sentinel and I am going public. For questions call 1-877-256-2472 or contact us at [emailprotected], Jill Beck Runs for Pennsylvania Superior Court, Judge Matthew Wolf Runs for Commonwealth Court, Longtime Paul Hastings CFO Departs Following Wave of Exits, Judge Rejects Motion by Trump Lawyers for Mistrial in Civil Rape Case, Bryan Neft Runs for the Commonwealth Court. Confidentiality rules prevent Florida Bulldog from verifying the claim that the JQC is reviewing Gundersens actions. Fort Lauderdale, Fl. One of the bench warmers present today is Mark Kessler, who works for a number of lenders and giant foreclosure mills, including the one run by David J. Stern, a gazillionaire attorney and all-Universe asshole who last year tried to foreclose on 70,382 homeowners. Gain access to some of the most knowledgeable and experienced attorneys with our 2 bundle options! Lauren Alperstein is of counsel at Boies Schiller Flexner in Hollywood, Florida. The bank, in other words, tried to claim on paper, in court, that it both lost the note and had it, at the same time. A sizable campaign contribution goes a LONG WAY in getting a favorable outcome in civil litigation! During that time the bankers got the Florida legislature to end the Statute of Limitations for banks which allows them to refile after losing over and over. The judge sets the bond, which may be as high as the outstanding mortgage debt. To the editor: When the next election approaches, could you please print a list of articles mentioning judges/candidates in your recent articles, to remind us of who/what we are voting for? "We're all going crazy in. As is typical in many foreclosure cases, Cooper is being charged by the bank for numerous attempts to serve her with papers. When I went to sit in on Judge Souds courtroom in downtown Jacksonville, I was treated to an intimate, and at times breathtaking, education in the horror of the foreclosure crisis, which is rapidly emerging as the even scarier sequel to the financial meltdown of 2008: In Las Vegas, one in 25 homes is now in foreclosure. Now hes using his law professor skillset to threaten LITs constitutional rights. says Kowalski. Kowalski fully expects the bank to come back with new documents telling a whole new story of the notes ownership. Despite this continuing nightmare, not a single banister or judge had gone to jail. The loan was not only late, it was already in foreclosure which means that, by definition, whoever the investors were in AE 2005-HE5 were getting shafted. In other words, if the trust stipulated that all the loans had to be collected by August 2005, the bank couldnt still be sticking in mortgages months later. On the other side of the table are the plaintiffs attorneys, the guys who represent the banks. Now when you took out a mortgage, your original lender which might well have been a big mortgage mill like Countrywide or New Century immediately sold off your loan to big banks like Deutsche and Goldman and JP Morgan. Looks like the scales on Lady Justice might seem level, but our justice system isnt! All told, some 820,000 Americans have already lost their homes this year, and another 1 million currently face foreclosure. Whats sad is that most Americans who have an opinion about the foreclosure crisis dont give a shit about all the fraud involved. Breaking and entering is not a crime, apparently, when its authorized by a bank. The ethics committee needs to investigate why BRENDA D. FORMAN failed to mention to her daughter convicted in 2016 about 3 months PRIOR to Broward County electors put her in office. People are not deadbeats because they cant pay their mortgages! It is egregious misconduct which can be neither excused nor ignored.Should be applied to crooked or inept k judges who ignore crimes, and take offense when called out on it like petty little tyrants. Please know, Im NOT an attorney, however, I am familiar with the courts. A stern man with a shaved head and a laconic manner of speaking, Kowalski has helped pioneer a whole new approach to the housing mess, slowing down the mindless eviction machine by deposing the scores of robo-signers being hired by the banks to sign phony foreclosure affidavits by the thousands. THE NMS called for an end to robo-siging/forgery-the states were to be sure courts removed forged documents from files, and redress for aggrieved homeowners was also supposed to be addressed. In order to mount an appeal, a borrower must put up a bond that is supposed to protect the lenders interest in the house until the appellate court rules. The entire concept is a legal absurdity, and he cant sign off on it. Andrea Gundersen - Lawyer in Fort Lauderdale, FL - Avvo Kowalski has seen hundreds of cases like the one hes presenting this morning. Citigroup, for instance, had 29 percent of its loans come up short, but it still sold a third of those mortgages to investors. Candidates must have general We are seeking an attorney to join our commercial finance practice in either our Stamford, Hartford or New Haven offices. I was evicted in the most terrific and traumatic way. She was in familiar territory, having practiced family law for 23 years. It started back in 2006, when he went to Pennsylvania to conduct what he thought would be a routine deposition of an official at the lending giant GMAC. CHIEF Judge Jack Tutor knows many ederly targeted RIGGED DEFSULT. Had these transfers been done legally, the actual mortgage note and detailed information about all of these transactions would have been passed from entity to entity each time the mortgage was sold. In April 2021, Judge Gundersen granted nineteen motions for disqualification in cases she presided over. Menu Log In Sign Up It is also your privilege to not talk to him if you want.. Florida Bulldog delivers fact-based watchdog reporting as a public service thats essential to a free and democratic society. At the time of the injunction hearing, the husband was on probation for domestic violence. How can you fight a neverending fraud supported by our government and campaign donations by banks and lawyers? We cannot continue to allow fraud in our justice system for the convenience of the banking industry and at the expense of homeowners American Dream. Soud sighs. The hearings, they said, arent exactly public. And though the permutations of small-time scammery and grift in the foreclosure world are virtually endless your average foreclosure case involves homeowners or investors being screwed at least five or six creative ways a single hour of court and a few cases is enough to tell the main story. Since these mortgage-backed securities paid much higher returns than other AAA investments like treasury notes or corporate bonds, the banks had no trouble attracting investors, foreign and domestic, from pension funds to insurance companies to trade unions. Contact Us Practice Areas Criminal Defense The purpose of a misdemeanor or felony criminal charge is to find you guilty of a crime and to punish you by imposing fines and/or imprisonment. They dont care that these mortgages wouldnt have been available in the first place if the banks hadnt found a way to sell oregano as weed to pension funds and insurance companies. The way the banks tell it, it doesnt matter if they defrauded homeowners and investors and taxpayers alike to get these loans. Terms of Service. Broward foreclosure Judge Andrea Gundersen The report by the nonprofit Floridians for Honest Lending (FHL) targets robo-signing, the discredited and illegal practice of treating foreclosure papers like assembly line goods. Some were pushed into dangerous loans when they qualified for safe ones. Bruce Gunderson (73 matches): Phone Number, Email, Address - Spokeo I respect him and like him and he actually tries to follow the law, the anonymous Broward defense lawyer said. The Best Trails in Albiez-le-Jeune, Auvergne-Rhne-Alpes (France) From 2000 to 2006, there was a total of 1,031 affidavits of lost summons here in Duval County; in the past two years, by contrast, more than 4,000 have been filed. Alperstein won the endorsement of the Sun Sentinel, Broward Countys dominant newspaper, and of five past presidents of the Florida Bar. The banks then dumped hundreds or thousands of home loans at a time into tax-exempt real estate trusts, where the loans were diced up into securities, examined and graded by the ratings agencies, and sold off to big pension funds and other institutional suckers. Ocwens staged failed settlement related to the lawsuit filed by the CFPB in 2017 against the $3 billion dollar admonished mortgage servicer. A company called Clayton Holdings, which analyzed nearly 1 million loans being prepared for sale in 2006 and 2007 by 23 banks, found that nearly half of the mortgages failed to meet the underwriting standards being promised to investors. Judges like Gunderson who DONT play by the rules, should not only be removed from the bench, but disbarred as well! And there appears to be no human being at the bank whos involved enough to issue a sane decision to end the costly battle. All Rights Reserved | Florida Bulldog. In addition, FHL found that in Miami-Dade alone, 310 homes had been sold at auction since January 2019 that included these same rubber-stamped blank endorsements from these same rubber-stamped blank endorsements, 21 of which were sold during the COVID-19 pandemic. Why are judges like Gunderson allowed to run wild in the courtroom in Broward county, always taking the side of the banks and other lenders, destroying peoples lives, without any consideration of the borrowers side? Attorney Zulu Ali Renamed Top Ten Criminal & Immigration Lawyer by Attorney & Pr PVA Cal San Diego to Support Paul Ehline Motorcycle Ride Lytle Creek, SEDA Experts Expands its Forensic Accounting Expert Witness Practice. Because when the banks put these pools together, they were telling their investors that they were putting their money into tidy collections of real, performing home loans. This IS a massive racketeering operation completed WITH THE HELP of the Circuit Courts, the US Bankruptcy Courts, the US Bankruptcy Trustees Office, the Federal Appeals Courts, and law enforcement nationwide. Its meEdward Crespo, the pro se litigant who HOLDS THE RECORD in the 17th Judicial Circuit Court for DISQUALIFYING the MOST circuit and county court judgesEIGHTso far! Terrified, the woman locked herself in her bathroom and called 911. Its not hard to find the fraud in the case. The space would just about fit a fridge and a pingpong table. The rocket docket wasnt created to investigate any of that. Judge Soud seems to have no clue that the files he is processing at a breakneck pace are stuffed with fraudulent claims and outright lies. These special foreclosure courts were established in July of this year, after the state of Florida budgeted $9.6 million to create a new court with a specific mandate to clear 62 percent of the foreclosure cases that were clogging up the system. We gotta get loud, call them out ban together. Copyright 2023 ALM Global, LLC. This is perfect for attorneys licensed in multiple jurisdictions or for attorneys that have fulfilled their CLE requirement but need to access resourceful information for their practice areas. Law.com Compass includes access to our exclusive industry reports, combining the unmatched expertise of our analyst team with ALMs deep bench of proprietary information to provide insights that cant be found anywhere else. Box 23763 Broward Circuit Judge Andrea Gundersen, who runs the courts foreclosure docket, often rules for banks and against homeowners even when the banks use sketchy documents, a consumer watchdog charges in a recent report. Jamie Dimon, the CEO of JP Morgan, is even more succinct in dismissing the struggling homeowners that he and the other megabanks scammed before tossing out into the street. Below you can also find a sample of the varied David Spector signatures. What do you have to lose?. The homeowners still owe what they owe, and the deadbeats have no right to keep living in a house they havent paid for. Why didnt the media bring this up? On one side of the table sits James Kowalski, a former homicide prosecutor who is now defending homeowners. Open Judicial Seat Draws Third Candidate - BrowardBeat.com The Federal Taskforce called SIGTARP is currently investigating my fraudulent foreclosure and EVICTION by Nationstar Mortgage, Specialized Loan Servicing, and Shellpoint. Gundersen doesnt follow the law and allows tainted/doctored and unlawful evidence admitted as evidence. We are in the midst of a period of capital markets volatility and experiencing significant changes within the mortgage lending and servicing ecosystem which have magnified such uncertainties. Rather than forcing active judges to hear thousands of individual cases, this strategy relies on retired judges who take turns churning through dozens of cases every morning, with little time to pay much attention to the particulars. The matter is far from conclusion, theres a lot of dirty laundry to be cleaned up. In many cases, banks like JP Morgan are merely the servicers of all these home loans, charged with collecting your money every month and paying every penny of it into the trust, which is the real owner of your mortgage. I have every confidence Judge Gundersen is following that line of cases and if this is a significant issue again, we would hope the Fourth District would once again render decisions if we are not getting this right, he said in a statement. If we encountered fraud, it would go to [the state attorney], I can tell you that.. These unopposed cases are the ones the banks know theyll win which is why they dont sweat it if they take the occasional whipping. The only way it gets off the hook is if the house is foreclosed on and sold. Now, one might think that after a bank makes multiple attempts to push phony documents through a courtroom, a judge might be pissed off enough to simply rule against that plaintiff for good. Stunned, Cooper wanders out of the courtroom looking like a person who has stepped up to the gallows expecting to be hanged, but has instead been handed a fruit basket and a new set of golf clubs. Legal Directories Publishing is part of the Law Firms & Legal Services industry, and located in Texas, United States. The elderly, communities of color, and first-time homebuyers who took subprime mortgages are not protected by any moratorium and are still being evicted during the pandemic. Sounds like she should have been disciplined well before now. The first time around, the plaintiff, Bank of New York Mellon, wrote in Paragraph 8 that plaintiff owns and holds the note on the house belonging to the couple. The initiative, dubbed . Tuter said hes unaware of any problems involving questionable mortgage paperwork, but this issue did arise some years ago during the foreclosure crisis. Customer Service| Judge Gunderson did not help herself by giving a pass to Pompano Mayor Rex Hardin who has been in foreclosure twice in the last few years over 2 years and she let the case slide. Ive been battling the bank for a long time all the way to SCOTUS. Moreover, it claimed that it had included a copy of the note in the file, which it did the only problem being that the note (a) was not properly endorsed, and (b) was payable not to Bank of New York but to someone else, a company called Novastar. But frequently, the loans in the trust were complete shit. She is a SHARK in that courtroom. The consultant observed a Zoom hearing when Gundersen yelled at a young black woman who was trying to represent herself and save her home. Because in America, its far more shameful to owe money than it is to steal it. Kessler then drops three greenish-brown files in front of Judge Soud, who spends no more than a minute or two glancing through each one. I recorded the entire hearing on my trusty little digital pocket recorder which Im having transcribed and sent to the JQC and the media. He clerked for the Hon. Some people become deathly ill, especially during the pandemic, for that reason they cant work anymore. These banks robbed investors and conned homeowners, blew themselves up chasing the fraud, then begged the taxpayers to bail them out. They wanted me to pay $1,000, she says. She discusses court case privately outside of court room, and make deals with psychologists and other children related billing services to have parents paid unnecessary billing, then after back door dealing she came to court in black robe and play as if matter was not pre discuss before hearing. Judge Gundersen presides over all foreclosures in Broward County. It says homeowners complained about her to the Judicial Qualifications Commission, which investigates judges for ethics violations. Andrea Gunderson - Hearing Officer - Second Judicial District Court document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); If you believe in the value of watchdog journalism please make your tax-deductible contribution today. They put their foot on the foreclosure gas pedal and stepped up the effort to kick people out of their homes as fast as possible, before the world caught on to how these loans were made in the first place. My apologies the correct email address for SIGTARP is: Worst judge in broward county history. The first reason is: It simply isnt true. There is a new foreclosure crisis looming due to the economic effects of the COVID-19 pandemic. Due to my imminent death, being hospitalized and recuperating, they file the fraudulent petition to gain my finances. Gundersen said the criminal case covered that incident and the other threats were too remote in time or did not show the wife was in imminent danger, as required to justify the injunction. It exists to launder the crime and bury the evidence by speeding thousands of fraudulent and predatory loans to the ends of their life cycles, so that the houses attached to them can be sold again with clean paperwork. well its been so long I cant recall. Theres only one problem: The dates of the transfers are completely fucked. We believe that our system will only work with transparency, honesty, and accountability. FL Honest Lending Report - Floridians for Honest Lending BenefitsPro Broker Expo will help attendees prepare for new issues, embrace new challenges and find new solutions. The Third District Court of Appeal in Miami tabled the case. Those deadbeat homeowners still owe the money, right? Your information will NEVER be shared or sold to a third party. Angione said she hasnt seen Gundersen, a judge of honor and integrity, favor lenders. The land has been in my family for four generations, she tells me later. The culture of take-for-yourself-now, let-someone-else-pay-later wasnt completely restricted to Wall Street. I could not ask for a better litigator. Southern Florida Judge Orders Retrial for Fraud by Prosecutors. In fact, more than 90 percent of the cases that go through Florida foreclosure courts are unopposed. View Andrea Gunderson results including current phone number, address, relatives, background check report, and property record with Whitepages. aTreasury Department spokeswoman explaining how the $700 billion number was chosen for the initial bailout. But no mention of it is entered into the banks number history, which records only the payment record. Every single forged notarized document used by the fraudsters that are challenged by me doesn`t make a difference, he is so biased against me as a pro-se and so (pro Bank) he won`t even follow Federal Law. Its the same names over and over. This practice of filing false documents was documented by60 Minutesin 2011 and was part of thecomplaint filedby the 49 State Attorneys General. She has been referred to JQC, asking that she be removed from the bench. (I eventually survived from a vehicular accident over a 40 foot cliff) in Trinidad and Tobago)..
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