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For more information, check out this guide on what to do if your credit card application is denied. You might get a lower valuation when redeeming for statement credit or online shopping. Identity theft protection that monitors and alerts cardholders in case of suspicious activity. Simply going to www.citi.com to login. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Rewards rate that highly favors travel purchases. 2023 SELECT | All rights reserved. This card is also one of the best 0% interest credit cards. When you give us your email address, we may then send you emails on a variety of subjects . Another card with a comparable rewards rate to the Custom Cash is the Chase Freedom Flex. The Citi Custom Cash Cards rewards structure and card benefits pack a punch, making it an excellent cash back card. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Cash back is earned in the form of ThankYou Points, which can be redeemed for cash back as a direct deposit, check or statement credit. Improve earnings, maximize rewards and track progress toward dream trips. Then, click the Sign On to access your online account. It's an excellent option for both beginners who are looking for easy-to-use credit card rewards and rewards experts who want to maximize their points' value. However, you'll often get less than one cent per point in value for Wyndham bookings. For only 15,000 ThankYou points (or less) you can book domestic awards on United, Delta and more. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom CashSM Card in the past 48 months. Citi Custom Cash Denial 23 15 r/CreditCards Join 1 yr. ago Approved for AMEX Platinum w/ 150k Cardmatch Offer 9 r/CreditCards Join 1 yr. ago Best cash/point/statement credit sign up bonus in December 2021 for $4k spend that is not Chase Sapphire Preferred or Citi Premier 7 r/churningcanada Join 2 yr. ago 30% CA AMEX MR to Hotel Partners 43 And this includes points transfers you can make to airlines and hotels if you have the Citi Premier card. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. Additional reporting by Ryan Wilcox and Chris Dong. This mostly means that you cannot transfer your points to any of Citis transfer partners. Media Contacts: This allows you to book flights to/from anywhere in the U.S. that United flies for the set price of 7,500 one-way in economy or 12,500 one-way in business class. Citi will only issue one Citi Custom Cash Card account per person. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. You can even earn a great bonus with the card, which is all the more reason to get it. By providing my email address, I agree to CreditCards.coms Guide to Citi Custom Cash Card benefits | CreditCards.com Some features on the website may not work. Checking Made Simple Enjoy checking with 24/7 digital banking and no minimum opening deposit. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. Your credit cards journey is officially underway. Chase will set the bonus categories each quarter, but in the past, weve seen common vendors such as Amazon, Walmart, home improvement stores and gas stations included in these rotating categories. Fee for foreign purchases3% of each purchase transaction in US dollars. How can I log in to my Wells Fargo Active Cash account online? The following Email Policy was developed to help you understand how we use email and what your choices are. Currently you have JavaScript disabled. For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. The variable penalty APR is up to 29.99%. Not only does the Citi Custom Cash function as a great cash back card, but it also works decently as a balance transfer card. Minimum interest charge$0.50. By providing my email address, I agree to CreditCards.coms Once youve activated your credit card, you can use it right away. With the right program, you can book expensive business- or first-class flights worth thousands of dollars. Check the data at the top of this page and the bank's website for the most current information. If youve lost your sticker or youre just wondering heres a quick reference guide to credit card activation with some of the biggest card issuers. This card has a $200 welcome bonus, and it also offers an introductory APR period on both new purchases . This card is excellent for beginners since youll earn 1% when you buy and 1% when you pay off your bill (for a total of 2% cash back on all your purchases). Sign on and Set Up Payees Call us at 1-800-374-9700 Text Telephone ( TTY) 1-800-788-0002 What You Get This free service lets you pay virtually anyone Pay Virtually Anyone in the U.S. It's fastyou can pay all your bills in minuteseasy to use, and comes with an Online Bill Payment Promise, so you'll know that your bills will be paid on time. International business-class flights can cost thousands of dollars, so using your credit card rewards to book these awards can unlock exceptional value. Call Citibank customer service at 1-800-950-5114, or call the number on the back of your Citi Custom Cash credit card. Card rating*: . Updated: March 28, 2023, 10:30am CDT 4 Comments. Its good practice to check your credit card balance regularly. Essential reads, delivered straight to your inbox. Virgin Atlantic operates a distance-based award chart for domestic Delta flights and charges per flight segment, so trips with a connection cost more. For many consumers, earning cash back is the fuel that makes these activities possible, so much so that more than two-thirds of Millennials (69%) say that getting cash back is absolutely essential or very important to them when applying for a new credit card. Opinions expressed therein are solely those of the reviewer. Thanks to the flexibility of the Citi Custom Cash rewards structure, this card is great for everyday spending. What do you make of the Citi Custom Cash Card, and do you plan on applying? Single women own more homes than single men but get lower returns here are 5 tips to change that. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. If you max out the $500 spending limit each billing cycle, youll earn $25 in cash-back rewards per month for a potential maximum of $300 in rewards annually. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Marriott Bonvoy Business American Express Card, Southwest unveils stunning new Hawaii-themed aircraft, How to redeem Chase Ultimate Rewards points for maximum value, IHG Rewards Premier Business card review: The annual fee is justified. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. To book flights on Delta, transfer miles to Virgin Atlantic. You can book awards with Star Alliance partner airlines through Avianca or Turkish Airlines. Adding the Custom Cash may also be a good idea for existing Citi cardholders seeking to maximize their rewards through the Citi ThankYou program. Best no annual fee credit cards of April 2023 - USA Today If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Warning: Investment Scams!Beware, Investment Scams are on the rise. Approval Odds serve as a guide to help you find the right credit card and will never affect your credit score. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. If youre carrying a small amount of credit card debt or planning to make a big purchase soon (for example, a new couch, dishwasher, wardrobe makeover or textbooks), you may appreciate this cards intro APR offer. Its also good to keep track of your balance to make sure you arent using too much of your available credit. Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Choice Hotels has a large footprint in Scandinavian countries, where other chains aren't as common and points bookings can be a great deal. The offers that appear on this site are from companies from which CreditCards.com receives compensation. If you'd like to book flights without transferring points to a partner, you can pay for flights through the Citi ThankYou site at a fixed rate of one cent per point. Find the right card for you. So if youre denied for one card, it doesnt mean you cant be approved for another. The easiest ways to check your credit card balance are online and through the credit card companys mobile app. Your feedback is important in helping us keep our community safe. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Heres how you can protect yourself from scams - Learnmore By using this website, registered in the United Kingdom, you agree to our Terms and Conditions and Online Privacy Notice and Cookies Policy. Citi used to also award ThankYou points to certain checking account holders but closed enrollment for this benefit in July 2022. Our firms Financial Services Register number is 805574. This makes Citi not as competitive with Chase where your Freedom points can be merged and used as Sapphire ultimate rewards points with no restrictions. The Citi Custom Cash is light on other benefits, which isnt surprising since theres no annual fee. The fees you pay vary depending on where you're flying and which airline, or airlines, you're flying with. You should be able to do most things on the app that you can do on the issuers website, but banking app features vary from issuer to issuer. How can I reach the Citi Custom Cash Card customer service? 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping, 2 points per dollar on all other eligible purchases, Earn a free-night award each card renewal month (up to 35,000 points), Receive 15 elite night credits to jump-start status, Must spend $60,000 in a year for second free-night award. Wallethub doesnt charge for this service. Receive 1 Free Night Award every year after your Card renewal month. It should be listed on the back of your credit card. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories.